Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 1–6 of 6 · filtered from 100Clear filters
  1. 012A client carries Rs 4 lakh on a credit card at 42% a year while holding a Rs 6 lakh fixed deposit at 7%. What does keeping both cost him a year, and what would you have him do?Lending and leverageWarm upIndian wealth management
  2. 038A client buys a Rs 3 crore flat with an 80% loan at 9%, rent yielding 2.8% and prices rising 5% a year. What is his equity IRR over seven years, against buying with cash?Lending and leverageHardWealth management
  3. 064A client has an Rs 80 lakh home loan at 8.75% with 15 years left and a Rs 30 lakh bonus. Should he prepay or invest? Compare the certain saving with the uncertain return.Lending and leverageCoreIndian wealth management
  4. 075The promoter family of a listed cement company has pledged 40% of its stake. The stock falls 30%. Work out the lender's margin trigger, the forced-sale risk and the effect on the family's wealth and control.Lending and leverageHardFamily offices
  5. 088A client needs a Rs 2 crore bridge for 9 months and holds Rs 4 crore of equity at 50% loan-to-value and Rs 2 crore of debt funds at 80%. Is a loan against securities enough, and what fall in equity triggers a margin call?Lending and leverageCorePrivate banking
  6. 100A client needs Rs 60 lakh for an MBA abroad. Should she take an education loan at 10.5%, with the interest deduction treated as a framework to confirm, or redeem from a portfolio expected to earn 11%?Lending and leverageCoreIndian wealth management

Company names and figures are illustrative.