Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 1–10 of 100
  1. 001A 22-year-old has saved his first Rs 1 lakh, has no emergency fund, and asks for the one thing to put it in. What do you tell him, and in what order?Lump-sum allocationWarm upInvescoDallas · 2023
  2. 002A family needs Rs 50 lakh for a daughter's wedding in eight years and already holds gold jewellery and a fixed deposit. How much must they invest each month, and should the jewellery count towards the goal?Goal and retirement planningCoreIndian wealth management
  3. 003An education trust with Rs 25 crore must pay grants of 5% a year that rise with 3% inflation, for ever. What return does it need, and what goes in the objectives and constraints of its investment policy?Risk profiling and IPSCoreFamily offices
  4. 004A 55-year-old follows a glide path from 70% to 40% equity by 62. Set the yearly steps, then show what a 25% equity fall in year two does to the path and what you do about it.Rebalancing and driftCoreWealth management
  5. 005A client in a high tax slab gifts Rs 50 lakh to his retired parents in a low slab, who invest it in debt. What does the family save in tax each year, and why would the same gift to his wife or minor child not work?Tax-aware portfolio movesCoreIndian wealth management
  6. 006A widow inherits Rs 3 crore held entirely in one bank's shares. How do you take her through the first steps to diversify, and how does the inherited cost base work?Concentrated positions and liquidity eventsWarm upTrust and estate administration
  7. 007A client's Rs 80 lakh deposit names her brother as nominee, but her will leaves everything to her daughter. After her death, who receives the money from the bank, and who owns it?Estate, succession and trustsCoreTrust and estate administration
  8. 008A client calls wanting to put Rs 1 crore, a quarter of his portfolio, into a small-cap stock that has just tripled. What do you do: how do you size it, what is the downside in rupees, and how does the conversation go?Client situations and behaviourCoreWealth management
  9. 009A client holds Rs 12 crore of cash he will need in three tranches over the next year. Build a ladder from liquid funds, arbitrage funds and treasury bills, and compare post-tax yields.Fixed income and cash managementCoreIndian wealth management
  10. 010A private credit fund targets 14% gross, charges 2% a year and takes 20% carry above a 10% hurdle. What does the investor keep, and how does that compare with 8.5% on AAA bonds once illiquidity is priced?Alternatives and private marketsCoreFamily offices

Company names and figures are illustrative.