Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 31–40 of 50 · filtered from 100Clear filters
  1. 059You are trustee of a Rs 6 crore trust for a minor. The guardian asks for Rs 40 lakh to buy a car; the deed allows spending on education, health and maintenance. Walk through what a fiduciary does with this request that day.Estate, succession and trustsCoreBNY MellonNew York · 2022
  2. 061A client must park Rs 3 crore for 3 years. Compare a fixed 7.4% with a floating rate of the policy rate plus 1.5%, if the policy rate goes 6.5%, 6.0% and 5.75% over the three years.Fixed income and cash managementCoreIndian wealth management
  3. 063Choose a core large-cap fund from three schemes, given their 5-year returns, expense ratios, tracking error against the benchmark and information ratios.Products and fund selectionCoreMutual fund distributionIndian wealth management
  4. 064A client has an Rs 80 lakh home loan at 8.75% with 15 years left and a Rs 30 lakh bonus. Should he prepay or invest? Compare the certain saving with the uncertain return.Lending and leverageCoreIndian wealth management
  5. 067A client of 50 supports her parents aged 78 and 75. Should she build a Rs 30 lakh medical corpus or buy a top-up health policy at Rs 45,000 a year, and how do the two combine?Goal and retirement planningCoreIndian wealth management
  6. 072Parents aged 70 with Rs 9 crore need Rs 30 lakh a year. Their two children ask for Rs 3 crore now for a business. Test whether the parents' plan survives the gift, and what size of gift it can bear.Client situations and behaviourCoreWealth management
  7. 074A 35-year-old can put an extra Rs 50,000 a year into the National Pension System for a tax benefit, or into a mutual fund. Compare the lock-in, the annuity requirement, costs and the after-tax outcome at 60, with current rules to be confirmed.Products and fund selectionCoreIndian wealth management
  8. 076A review of one adviser's last 50 client switches finds 70% went into the product paying 1.2% against alternatives paying 0.4%, on Rs 40 crore moved. What is the extra annual cost to clients, and which switches need a suitability check?Bank economics, fees and riskCorePrivate banking
  9. 077A 67-year-old retiree places Rs 6 crore with you, draws a pension of Rs 9 lakh a year and spends Rs 18 lakh. How would you invest the money? Size the reserve, the income sleeve and the growth sleeve.Lump-sum allocationCoreNorthern TrustLake Forest · 2022
  10. 078A 33-year-old has a Rs 1.5 lakh monthly surplus, needs a Rs 60 lakh home down payment in 4 years and wants to retire at 60. How do you split the surplus, and how do you invest each part?Goal and retirement planningCoreIndian wealth management

Company names and figures are illustrative.