Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 31–40 of 43 · filtered from 100Clear filters
  1. 064A client has an Rs 80 lakh home loan at 8.75% with 15 years left and a Rs 30 lakh bonus. Should he prepay or invest? Compare the certain saving with the uncertain return.Lending and leverageCoreIndian wealth management
  2. 067A client of 50 supports her parents aged 78 and 75. Should she build a Rs 30 lakh medical corpus or buy a top-up health policy at Rs 45,000 a year, and how do the two combine?Goal and retirement planningCoreIndian wealth management
  3. 072Parents aged 70 with Rs 9 crore need Rs 30 lakh a year. Their two children ask for Rs 3 crore now for a business. Test whether the parents' plan survives the gift, and what size of gift it can bear.Client situations and behaviourCoreWealth management
  4. 074A 35-year-old can put an extra Rs 50,000 a year into the National Pension System for a tax benefit, or into a mutual fund. Compare the lock-in, the annuity requirement, costs and the after-tax outcome at 60, with current rules to be confirmed.Products and fund selectionCoreIndian wealth management
  5. 076A review of one adviser's last 50 client switches finds 70% went into the product paying 1.2% against alternatives paying 0.4%, on Rs 40 crore moved. What is the extra annual cost to clients, and which switches need a suitability check?Bank economics, fees and riskCorePrivate banking
  6. 078A 33-year-old has a Rs 1.5 lakh monthly surplus, needs a Rs 60 lakh home down payment in 4 years and wants to retire at 60. How do you split the surplus, and how do you invest each part?Goal and retirement planningCoreIndian wealth management
  7. 081A client holds Rs 1.5 crore in regular mutual fund plans with a Rs 50 lakh embedded gain. Moving to direct plans saves 0.8% a year but triggers capital gains tax at an illustrative 12.5%. How many years does it take to break even?Tax-aware portfolio movesCoreMutual fund distributionIndian wealth management
  8. 082A family has Rs 40 crore, 75% of it in three commercial properties earning a 4% net yield. Plan a reduction to 40% over five years and show what happens to the family's income along the way.Concentrated positions and liquidity eventsCoreFamily offices
  9. 087A large-cap fund has beaten its index by 2 points a year for 7 years, but its manager has just left. Hold, switch to an index fund, or watch? Use the numbers and what the record now shows.Products and fund selectionCoreMutual fund distributionIndian wealth management
  10. 088A client needs a Rs 2 crore bridge for 9 months and holds Rs 4 crore of equity at 50% loan-to-value and Rs 2 crore of debt funds at 80%. Is a loan against securities enough, and what fall in equity triggers a margin call?Lending and leverageCorePrivate banking

Company names and figures are illustrative.