Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 11–20 of 23 · filtered from 100Clear filters
  1. 046A founder receives Rs 45 crore in a secondary sale and spends Rs 1.2 crore a year. Build the first-year plan: tax provision, a two-year cash reserve, and a staged deployment of the rest.Concentrated positions and liquidity eventsHardPrivate banking
  2. 049A client bought Rs 1 crore of a bank's perpetual bond at 102, sold to him as a safe 9%. Work out the yield if it is called at par in three years, what happens if it is not called, and the write-down risk it carries.Fixed income and cash managementHardPrivate banking
  3. 068A household holds its equity mostly in the father's name at an illustrative 30% slab and its debt mostly in the family HUF at a lower slab, with the target set for the household. Rebalance Rs 6 crore from 70/30 to 60/40 at the lowest tax cost.Rebalancing and driftHardIndian wealth management
  4. 069A household holds Rs 4 crore across the father's account at an illustrative 30% slab and the mother's at an illustrative 5%: Rs 1.5 crore of debt and Rs 2.5 crore of equity in all. Place each asset to cut the tax bill, stating the clubbing rules as a framework to confirm.Tax-aware portfolio movesHardIndian wealth management
  5. 070A client holds Rs 10 crore of one stock with a Rs 6 crore gain, and selling costs tax at an illustrative 12.5%. How far must the stock fall before selling and paying the tax would have beaten holding, and what does the chance of that fall imply?Concentrated positions and liquidity eventsHardWealth management
  6. 071A client dies without a will, leaving Rs 18 crore: a Rs 6 crore house, Rs 8 crore of shares and Rs 4 crore of deposits. His widow, two children and mother survive. Split the estate under the applicable succession framework and show where nominations do not decide ownership.Estate, succession and trustsHardTrust and estate administration
  7. 073A client wants 15% of his Rs 60 crore in private equity and commits Rs 9 crore to one fund. It draws 30%, 30%, 25% and 15% over four years and distributes from year four. Show his peak cash out and the cash plan needed to meet calls.Alternatives and private marketsHardFamily offices
  8. 075The promoter family of a listed cement company has pledged 40% of its stake. The stock falls 30%. Work out the lender's margin trigger, the forced-sale risk and the effect on the family's wealth and control.Lending and leverageHardFamily offices
  9. 092A couple, both 45, want to retire now on Rs 1.5 lakh a month from a Rs 4 crore corpus. Test a 45-year horizon at a 4.5% initial withdrawal rate, then stress it with a 30% market fall in year one.Goal and retirement planningHardWealth management
  10. 094A client returns to India holding a USD 600,000 portfolio, about Rs 5 crore, with large gains, and may qualify for a transitional residential status for a period. How do you sequence realisations? State the framework and tell the client to confirm current rules.Tax-aware portfolio movesHardPrivate banking

Company names and figures are illustrative.