Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 11–20 of 85 · filtered from 100Clear filters
  1. 012A client carries Rs 4 lakh on a credit card at 42% a year while holding a Rs 6 lakh fixed deposit at 7%. What does keeping both cost him a year, and what would you have him do?Lending and leverageWarm upIndian wealth management
  2. 013Explain last month to a client: equity fell 4% on 60% of her portfolio, debt rose 1% on 30% and gold rose 3% on 10%. What did her portfolio do, and which part drove it?Market view and security pitchWarm upWealth management
  3. 014Calculate the all-in annual cost for an Rs 8 crore client paying a 0.75% advisory fee, fund expenses of 1.1% on Rs 5 crore, a PMS fee of 2% on Rs 2 crore and 0.1% in transaction costs on the whole.Bank economics, fees and riskWarm upWealth management
  4. 016A 60-year-old with Rs 5 crore spends Rs 20 lakh a year, rising with 6% inflation. Build a three-bucket plan, size each bucket, set the refill rule, and show it surviving a bad start.Goal and retirement planningHardPrivate banking
  5. 017A tech employee holds Rs 2.4 crore of restricted stock units in his US-listed employer, vesting quarterly. Set a sell-on-vest rule and show the currency and tax points at vest and at sale.Concentrated positions and liquidity eventsCoreWealth management
  6. 018A business owner with an Rs 80 crore company has personally guaranteed a Rs 10 crore bank loan. If he dies, what happens to the guarantee, the family's liquidity and the business, and how would you plan for it?Estate, succession and trustsHardFamily offices
  7. 019A conservative client lost 22% on a structured note sold by your predecessor and has complained. How do you assess the suitability record, what might the firm owe her, and what do you say in the meeting?Client situations and behaviourHardPrivate banking
  8. 020A client with a Rs 5 crore debt sleeve expects rates to fall 1 point. Compare a 1-year duration fund with an 8-year duration gilt fund if rates fall 1 point, and if they instead rise 0.5 point.Fixed income and cash managementHardWealth management
  9. 021Add 10% of a 60/40 portfolio to a long-short fund returning 12% with beta 0.4, or to more long-only equity returning 14%. With the market at 12% volatility, which improves the portfolio's return for its risk more?Alternatives and private marketsHardPrivate banking
  10. 022An autocallable note on an index pays 9% a year if the index is at or above its start on an annual observation date, and then calls. If it ends below 60% of its start after three years, capital is lost one for one. Work three scenarios and say what the coupon is paying for.Products and fund selectionHardPrivate banking

Company names and figures are illustrative.