Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 91–100 of 100
  1. 091A client returning from the US brings Rs 8.3 crore, about USD 1 million, and faces a USD 300,000 bill for her son's US college in six years. How would you invest it today across asset classes, and why? Treat currency as part of the answer.Lump-sum allocationHardGoldman SachsNew York · 2025
  2. 092A couple, both 45, want to retire now on Rs 1.5 lakh a month from a Rs 4 crore corpus. Test a 45-year horizon at a 4.5% initial withdrawal rate, then stress it with a 30% market fall in year one.Goal and retirement planningHardWealth management
  3. 093A client scored high on risk tolerance but sold all his equity in a crash, and now wants back in with Rs 3 crore. Use his actual behaviour to set a revealed-tolerance allocation and a re-entry plan.Risk profiling and IPSCoreWealth management
  4. 094A client returns to India holding a USD 600,000 portfolio, about Rs 5 crore, with large gains, and may qualify for a transitional residential status for a period. How do you sequence realisations? State the framework and tell the client to confirm current rules.Tax-aware portfolio movesHardPrivate banking
  5. 095A family with Rs 50 crore settles Rs 30 crore into a private trust for three beneficiaries, one with special needs. Set the distribution policy, the investment split between income and growth, and the annual running costs.Estate, succession and trustsHardTrust and estate administration
  6. 096A divorcing couple splits Rs 16 crore: a house worth Rs 5 crore with a Rs 3 crore gain, equity funds worth Rs 6 crore with a Rs 2 crore gain, and Rs 5 crore of deposits. Show why a 50/50 split by market value is not 50/50 after tax, and fix it.Client situations and behaviourHardWealth management
  7. 097A tax-free bond with a 7.3% coupon and 8 years left trades at 108. What is its yield to maturity, and what taxable yield is it worth to a client at an illustrative 30% slab?Fixed income and cash managementCoreIndian wealth management
  8. 098A client is offered a limited partner stake in a private fund at 80% of NAV: NAV Rs 4 crore, Rs 1 crore still uncalled. If NAV grows 12% a year for 4 years and the uncalled amount is drawn in year 1, what is his return?Alternatives and private marketsHardFamily offices
  9. 099Price a 5-year capital-protected note on Rs 1 crore: a 7.5% zero-coupon yield sets the bond floor, 2% goes to distribution, and the rest buys at-the-money index calls costing 30% of notional at 18% volatility. What participation results, and how would you explain the Black-Scholes inputs to the client?Products and fund selectionHardGoldman SachsZurich · 2025
  10. 100A client needs Rs 60 lakh for an MBA abroad. Should she take an education loan at 10.5%, with the interest deduction treated as a framework to confirm, or redeem from a portfolio expected to earn 11%?Lending and leverageCoreIndian wealth management

Company names and figures are illustrative.