Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 41–50 of 50 · filtered from 100Clear filters
  1. 081A client holds Rs 1.5 crore in regular mutual fund plans with a Rs 50 lakh embedded gain. Moving to direct plans saves 0.8% a year but triggers capital gains tax at an illustrative 12.5%. How many years does it take to break even?Tax-aware portfolio movesCoreMutual fund distributionIndian wealth management
  2. 082A family has Rs 40 crore, 75% of it in three commercial properties earning a 4% net yield. Plan a reduction to 40% over five years and show what happens to the family's income along the way.Concentrated positions and liquidity eventsCoreFamily offices
  3. 083In a Rs 20 crore family trust portfolio, one stock has risen to 13% against a 10% cap in the investment policy. Describe the fiduciary's day-to-day steps: detect the breach, decide the trade, document the reason and report to the beneficiaries.Estate, succession and trustsCoreBNY MellonNew York · 2022
  4. 084A 58-year-old client has just lost her husband. His estate is Rs 7 crore across 14 accounts, a Rs 2 crore life insurance claim is pending, and she needs Rs 2.5 lakh a month. How would you approach her, and what is the 90-day plan?Client situations and behaviourCoreVanguardScottsdale · 2025
  5. 087A large-cap fund has beaten its index by 2 points a year for 7 years, but its manager has just left. Hold, switch to an index fund, or watch? Use the numbers and what the record now shows.Products and fund selectionCoreMutual fund distributionIndian wealth management
  6. 088A client needs a Rs 2 crore bridge for 9 months and holds Rs 4 crore of equity at 50% loan-to-value and Rs 2 crore of debt funds at 80%. Is a loan against securities enough, and what fall in equity triggers a margin call?Lending and leverageCorePrivate banking
  7. 089Give a brief stock pitch for a client portfolio: an invented food company at Rs 4,000 crore market value, 28 times earnings, 22% return on equity, 15% growth and net cash. Pitch it and size it at 3% of Rs 5 crore.Market view and security pitchCoreNorthern TrustChicago · 2022
  8. 093A client scored high on risk tolerance but sold all his equity in a crash, and now wants back in with Rs 3 crore. Use his actual behaviour to set a revealed-tolerance allocation and a re-entry plan.Risk profiling and IPSCoreWealth management
  9. 097A tax-free bond with a 7.3% coupon and 8 years left trades at 108. What is its yield to maturity, and what taxable yield is it worth to a client at an illustrative 30% slab?Fixed income and cash managementCoreIndian wealth management
  10. 100A client needs Rs 60 lakh for an MBA abroad. Should she take an education loan at 10.5%, with the interest deduction treated as a framework to confirm, or redeem from a portfolio expected to earn 11%?Lending and leverageCoreIndian wealth management

Company names and figures are illustrative.