Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 11–20 of 30 · filtered from 100Clear filters
  1. 039Tell me where you think the market is headed. With an index at 22 times earnings, earnings growth of 12% and a 10-year government yield of 7%, build a one-year base, bull and bear range and say how a client portfolio should be positioned.Market view and security pitchHardBNY MellonNew York · 2022
  2. 043A couple hold Rs 12 crore jointly; he scores 8 out of 10 on risk and she scores 3. Design one household policy with ranges both can sign, and show what each sees in a 25% equity fall.Risk profiling and IPSHardPrivate banking
  3. 044A family with Rs 60 crore has a 15% cap on illiquid assets. Private fund values rise 20% while listed equity falls 25%, pushing the illiquid share to about 22%. What must happen, and what must not?Rebalancing and driftHardFamily offices
  4. 046A founder receives Rs 45 crore in a secondary sale and spends Rs 1.2 crore a year. Build the first-year plan: tax provision, a two-year cash reserve, and a staged deployment of the rest.Concentrated positions and liquidity eventsHardPrivate banking
  5. 049A client bought Rs 1 crore of a bank's perpetual bond at 102, sold to him as a safe 9%. Work out the yield if it is called at par in three years, what happens if it is not called, and the write-down risk it carries.Fixed income and cash managementHardPrivate banking
  6. 051A client asks your view on two stocks he holds: Rudravarna Steel at 7 times earnings earned at a peak margin, and Kalpavadi Software at 35 times earnings growing 18% a year. Which would you trim, and why?Market view and security pitchHardNorthern TrustChicago · 2022
  7. 066A family office has Rs 85 crore to invest for a three-generation family with no near-term liabilities and Rs 2 crore of annual family spending. Build the policy portfolio across public equity, fixed income, alternatives and cash, and show the illiquidity budget.Lump-sum allocationHardSchrodersLondon · 2023
  8. 068A household holds its equity mostly in the father's name at an illustrative 30% slab and its debt mostly in the family HUF at a lower slab, with the target set for the household. Rebalance Rs 6 crore from 70/30 to 60/40 at the lowest tax cost.Rebalancing and driftHardIndian wealth management
  9. 069A household holds Rs 4 crore across the father's account at an illustrative 30% slab and the mother's at an illustrative 5%: Rs 1.5 crore of debt and Rs 2.5 crore of equity in all. Place each asset to cut the tax bill, stating the clubbing rules as a framework to confirm.Tax-aware portfolio movesHardIndian wealth management
  10. 070A client holds Rs 10 crore of one stock with a Rs 6 crore gain, and selling costs tax at an illustrative 12.5%. How far must the stock fall before selling and paying the tax would have beaten holding, and what does the chance of that fall imply?Concentrated positions and liquidity eventsHardWealth management

Company names and figures are illustrative.