Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 81–90 of 100
  1. 081A client holds Rs 1.5 crore in regular mutual fund plans with a Rs 50 lakh embedded gain. Moving to direct plans saves 0.8% a year but triggers capital gains tax at an illustrative 12.5%. How many years does it take to break even?Tax-aware portfolio movesCoreMutual fund distributionIndian wealth management
  2. 082A family has Rs 40 crore, 75% of it in three commercial properties earning a 4% net yield. Plan a reduction to 40% over five years and show what happens to the family's income along the way.Concentrated positions and liquidity eventsCoreFamily offices
  3. 083In a Rs 20 crore family trust portfolio, one stock has risen to 13% against a 10% cap in the investment policy. Describe the fiduciary's day-to-day steps: detect the breach, decide the trade, document the reason and report to the beneficiaries.Estate, succession and trustsCoreBNY MellonNew York · 2022
  4. 084A 58-year-old client has just lost her husband. His estate is Rs 7 crore across 14 accounts, a Rs 2 crore life insurance claim is pending, and she needs Rs 2.5 lakh a month. How would you approach her, and what is the 90-day plan?Client situations and behaviourCoreVanguardScottsdale · 2025
  5. 085A 68-year-old wants Rs 90,000 a month from Rs 1.5 crore split across bank deposits, a government savings scheme and a debt fund. Build the income plan and check whether it reaches the target.Fixed income and cash managementWarm upIndian wealth management
  6. 086A client wants Rs 1 crore in gold. Compare jewellery with 12% making charges plus tax, a gold ETF and a government gold bond structure on cost and income. What does each route keep of the gold price?Alternatives and private marketsWarm upIndian wealth management
  7. 087A large-cap fund has beaten its index by 2 points a year for 7 years, but its manager has just left. Hold, switch to an index fund, or watch? Use the numbers and what the record now shows.Products and fund selectionCoreMutual fund distributionIndian wealth management
  8. 088A client needs a Rs 2 crore bridge for 9 months and holds Rs 4 crore of equity at 50% loan-to-value and Rs 2 crore of debt funds at 80%. Is a loan against securities enough, and what fall in equity triggers a margin call?Lending and leverageCorePrivate banking
  9. 089Give a brief stock pitch for a client portfolio: an invented food company at Rs 4,000 crore market value, 28 times earnings, 22% return on equity, 15% growth and net cash. Pitch it and size it at 3% of Rs 5 crore.Market view and security pitchCoreNorthern TrustChicago · 2022
  10. 090A relationship manager's scorecard shows a book of Rs 250 crore, net new money of Rs 30 crore, revenue of Rs 2.2 crore and cost of Rs 70 lakh. What are his return on assets and cost coverage, and what does the bank read from them?Bank economics, fees and riskWarm upPrivate banking

Company names and figures are illustrative.