Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 71–80 of 100
  1. 071A client dies without a will, leaving Rs 18 crore: a Rs 6 crore house, Rs 8 crore of shares and Rs 4 crore of deposits. His widow, two children and mother survive. Split the estate under the applicable succession framework and show where nominations do not decide ownership.Estate, succession and trustsHardTrust and estate administration
  2. 072Parents aged 70 with Rs 9 crore need Rs 30 lakh a year. Their two children ask for Rs 3 crore now for a business. Test whether the parents' plan survives the gift, and what size of gift it can bear.Client situations and behaviourCoreWealth management
  3. 073A client wants 15% of his Rs 60 crore in private equity and commits Rs 9 crore to one fund. It draws 30%, 30%, 25% and 15% over four years and distributes from year four. Show his peak cash out and the cash plan needed to meet calls.Alternatives and private marketsHardFamily offices
  4. 074A 35-year-old can put an extra Rs 50,000 a year into the National Pension System for a tax benefit, or into a mutual fund. Compare the lock-in, the annuity requirement, costs and the after-tax outcome at 60, with current rules to be confirmed.Products and fund selectionCoreIndian wealth management
  5. 075The promoter family of a listed cement company has pledged 40% of its stake. The stock falls 30%. Work out the lender's margin trigger, the forced-sale risk and the effect on the family's wealth and control.Lending and leverageHardFamily offices
  6. 076A review of one adviser's last 50 client switches finds 70% went into the product paying 1.2% against alternatives paying 0.4%, on Rs 40 crore moved. What is the extra annual cost to clients, and which switches need a suitability check?Bank economics, fees and riskCorePrivate banking
  7. 077A 67-year-old retiree places Rs 6 crore with you, draws a pension of Rs 9 lakh a year and spends Rs 18 lakh. How would you invest the money? Size the reserve, the income sleeve and the growth sleeve.Lump-sum allocationCoreNorthern TrustLake Forest · 2022
  8. 078A 33-year-old has a Rs 1.5 lakh monthly surplus, needs a Rs 60 lakh home down payment in 4 years and wants to retire at 60. How do you split the surplus, and how do you invest each part?Goal and retirement planningCoreIndian wealth management
  9. 079Match three clients to three model portfolios, 80/20, 50/50 and 30/70: a 28-year-old saver, a 50-year-old whose child starts college in 3 years, and a 72-year-old living on the portfolio. Justify each match.Risk profiling and IPSWarm upMutual fund distributionIndian wealth management
  10. 080A client's Rs 2 crore portfolio has a 70/30 equity to debt target and has drifted to 78/22. What exactly must be sold and bought to get back, and are there cheaper ways to do it?Rebalancing and driftWarm upMutual fund distributionIndian wealth management

Company names and figures are illustrative.