Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 61–70 of 100
  1. 061A client must park Rs 3 crore for 3 years. Compare a fixed 7.4% with a floating rate of the policy rate plus 1.5%, if the policy rate goes 6.5%, 6.0% and 5.75% over the three years.Fixed income and cash managementCoreIndian wealth management
  2. 062Rs 5 crore into a listed REIT at a 7.5% distribution yield, or into an office unit with 6% gross rent less 25% for costs and vacancy? Compare income, liquidity and concentration.Alternatives and private marketsWarm upWealth management
  3. 063Choose a core large-cap fund from three schemes, given their 5-year returns, expense ratios, tracking error against the benchmark and information ratios.Products and fund selectionCoreMutual fund distributionIndian wealth management
  4. 064A client has an Rs 80 lakh home loan at 8.75% with 15 years left and a Rs 30 lakh bonus. Should he prepay or invest? Compare the certain saving with the uncertain return.Lending and leverageCoreIndian wealth management
  5. 065A Rs 30 crore client asks for a fee cut from 1% to 0.6% because a competitor offered it. Work out the revenue at stake and a counter-offer that keeps the client and most of the revenue.Bank economics, fees and riskWarm upPrivate banking
  6. 066A family office has Rs 85 crore to invest for a three-generation family with no near-term liabilities and Rs 2 crore of annual family spending. Build the policy portfolio across public equity, fixed income, alternatives and cash, and show the illiquidity budget.Lump-sum allocationHardSchrodersLondon · 2023
  7. 067A client of 50 supports her parents aged 78 and 75. Should she build a Rs 30 lakh medical corpus or buy a top-up health policy at Rs 45,000 a year, and how do the two combine?Goal and retirement planningCoreIndian wealth management
  8. 068A household holds its equity mostly in the father's name at an illustrative 30% slab and its debt mostly in the family HUF at a lower slab, with the target set for the household. Rebalance Rs 6 crore from 70/30 to 60/40 at the lowest tax cost.Rebalancing and driftHardIndian wealth management
  9. 069A household holds Rs 4 crore across the father's account at an illustrative 30% slab and the mother's at an illustrative 5%: Rs 1.5 crore of debt and Rs 2.5 crore of equity in all. Place each asset to cut the tax bill, stating the clubbing rules as a framework to confirm.Tax-aware portfolio movesHardIndian wealth management
  10. 070A client holds Rs 10 crore of one stock with a Rs 6 crore gain, and selling costs tax at an illustrative 12.5%. How far must the stock fall before selling and paying the tax would have beaten holding, and what does the chance of that fall imply?Concentrated positions and liquidity eventsHardWealth management

Company names and figures are illustrative.