Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 31–40 of 100
  1. 031A client has booked Rs 18 lakh of gains this year and holds three positions sitting on losses of Rs 4, 7 and 11 lakh. Which losses do you harvest, what tax does it save, and what replaces the positions you sell?Tax-aware portfolio movesCoreWealth management
  2. 032A listed company's CFO holds shares worth 60% of his net worth as his lock-in ends. Build a staged sale plan of 25% a quarter within insider-trading rules, and show what a 40% fall would do to him with and without the plan.Concentrated positions and liquidity eventsCorePrivate banking
  3. 033A couple with Rs 4 crore of assets and a four-year-old child have no wills, and their nominations still name parents and siblings. What must their wills cover, and which nominations need changing?Estate, succession and trustsWarm upTrust and estate administration
  4. 034A client wants to lend Rs 50 lakh to a friend's business at 18%. If there is a 20% chance of default with 30% recovery, what is his expected return, and how do you have the conversation?Client situations and behaviourWarm upWealth management
  5. 035A client is offered an 11% NCD from an A-rated housing finance company against 8% on AAA paper. With a 3% yearly default chance and 50% loss if it defaults, what is the expected return, and is the extra yield enough?Fixed income and cash managementCorePrivate banking
  6. 036Two years into a venture fund, a client's statement shows an IRR of minus 12%. With fees of 2% on commitment and no exits yet, rebuild the J-curve and show when it should turn.Alternatives and private marketsCoreFamily offices
  7. 037Two funds show 3-year returns of 22% and 14% on their factsheets, but their rolling 3-year returns tell a different story. Read the numbers and say what the rolling returns show.Products and fund selectionWarm upMutual fund distributionIndian wealth management
  8. 038A client buys a Rs 3 crore flat with an 80% loan at 9%, rent yielding 2.8% and prices rising 5% a year. What is his equity IRR over seven years, against buying with cash?Lending and leverageHardWealth management
  9. 039Tell me where you think the market is headed. With an index at 22 times earnings, earnings growth of 12% and a 10-year government yield of 7%, build a one-year base, bull and bear range and say how a client portfolio should be positioned.Market view and security pitchHardBNY MellonNew York · 2022
  10. 040A private bank relationship holds Rs 40 crore across advisory, custody and a loan, with Rs 12 lakh of cost to serve. Is it profitable, and which lever moves it most?Bank economics, fees and riskCorePrivate banking

Company names and figures are illustrative.