Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 41–50 of 100
  1. 041In a one-hour assessment you must produce a one-page proposal for a salaried couple with Rs 3 crore of savings, a Rs 90 lakh home loan at 8.6% and a child due next year. Build the page.Lump-sum allocationCoreIndian wealth management
  2. 042A sole earner on Rs 45 lakh a year has a Rs 70 lakh home loan, Rs 1.2 crore of children's goals and Rs 60 lakh of existing cover. Using the needs method, how much more life cover does the family need?Goal and retirement planningCoreIndian wealth management
  3. 043A couple hold Rs 12 crore jointly; he scores 8 out of 10 on risk and she scores 3. Design one household policy with ranges both can sign, and show what each sees in a 25% equity fall.Risk profiling and IPSHardPrivate banking
  4. 044A family with Rs 60 crore has a 15% cap on illiquid assets. Private fund values rise 20% while listed equity falls 25%, pushing the illiquid share to about 22%. What must happen, and what must not?Rebalancing and driftHardFamily offices
  5. 045A client sells a property with a Rs 3 crore long-term gain. Compare buying another house, buying specified exemption bonds with a lock-in, and paying the tax and investing freely, on after-tax wealth over five years.Tax-aware portfolio movesCoreIndian wealth management
  6. 046A founder receives Rs 45 crore in a secondary sale and spends Rs 1.2 crore a year. Build the first-year plan: tax provision, a two-year cash reserve, and a staged deployment of the rest.Concentrated positions and liquidity eventsHardPrivate banking
  7. 047A resident Indian holds Rs 5 crore of US-listed shares directly. Explain her US estate tax exposure and compare holding the same exposure through an Indian fund.Estate, succession and trustsCorePrivate banking
  8. 048A client complains his portfolio made 6% while a friend made 18%. His mix is 40% equity; the friend was all in small caps that fell 35% the year before. Build the like-for-like comparison and the conversation.Client situations and behaviourCoreWealth management
  9. 049A client bought Rs 1 crore of a bank's perpetual bond at 102, sold to him as a safe 9%. Work out the yield if it is called at par in three years, what happens if it is not called, and the write-down risk it carries.Fixed income and cash managementHardPrivate banking
  10. 050A traditional endowment policy asks Rs 5 lakh a year for 10 years and promises Rs 70 lakh at year 20, sold as a tax-free return. Work out its internal rate of return and compare term cover plus a fund.Products and fund selectionCoreIndian wealth management

Company names and figures are illustrative.