Private Wealth Management case studies, worked step by step

Cases
100
Traced to a firm
15
Topics
14
Hard
30
Topic
All topicsLump-sum allocation9Goal and retirement planning8Risk profiling and IPS6Rebalancing and drift6Tax-aware portfolio moves7Concentrated positions and liquidity events7Estate, succession and trusts8Client situations and behaviour8Fixed income and cash management7Alternatives and private markets7Products and fund selection8Lending and leverage6Market view and security pitch6Bank economics, fees and risk7
Level
AnyWarm upCoreHard
Source
AnyReported at a firmStandard
Showing 51–60 of 100
  1. 051A client asks your view on two stocks he holds: Rudravarna Steel at 7 times earnings earned at a peak margin, and Kalpavadi Software at 35 times earnings growing 18% a year. Which would you trim, and why?Market view and security pitchHardNorthern TrustChicago · 2022
  2. 052Two wealth desks merge: Rs 1,200 crore of assets earning 0.9% and Rs 800 crore earning 0.7%. If 20% of the smaller desk's clients leave, what is the combined revenue, and what was each lost client worth?Bank economics, fees and riskCorePrivate banking
  3. 053Two doctors, both 38, place Rs 8 crore from selling their clinic and ask how you would invest it. They own their house, have children aged 6 and 9, spend Rs 6 lakh a month and earn Rs 1.2 crore a year. Build the sleeves in rupees and defend each.Lump-sum allocationCoreNorthern TrustLake Forest · 2022
  4. 054A family wants to fund a degree abroad that costs Rs 40 lakh today for a child now 5, needed in 13 years, with education costs rising 8% a year. They hold Rs 15 lakh and expect 10% a year. What monthly SIP closes the gap?Goal and retirement planningCoreIndian wealth management
  5. 055A client says he can stand losing Rs 50 lakh of his Rs 4 crore in a bad year. If equity can fall 35% and debt 3% in a one-in-twenty year, what is the most equity he can hold?Risk profiling and IPSWarm upWealth management
  6. 056A Rs 10 crore portfolio with a 50/40/10 target in equity, debt and gold has drifted to 62/31/7 after a rally, and Rs 80 lakh of new money arrives. Rebalance it with the fewest sales.Rebalancing and driftCorePrivate banking
  7. 057A client needs Rs 25 lakh and holds three equity funds in which gains are 10%, 45% and 70% of current value. Which does she redeem to pay the least tax, and how much less does she pay?Tax-aware portfolio movesWarm upMutual fund distributionIndian wealth management
  8. 058A client holds Rs 10 crore of one stock at Rs 2,000. He buys a Rs 1,800 put for Rs 60 and sells a Rs 2,300 call for Rs 60. What is his position worth if the stock goes to Rs 1,500, and if it goes to Rs 2,600?Concentrated positions and liquidity eventsCorePrivate banking
  9. 059You are trustee of a Rs 6 crore trust for a minor. The guardian asks for Rs 40 lakh to buy a car; the deed allows spending on education, health and maintenance. Walk through what a fiduciary does with this request that day.Estate, succession and trustsCoreBNY MellonNew York · 2022
  10. 060A client paused his Rs 25,000 monthly SIP for 12 months during a 20% fall and restarted after the recovery. How many units did he miss buying cheaply, and what did the pause cost him at recovery?Client situations and behaviourWarm upMutual fund distributionIndian wealth management

Company names and figures are illustrative.